Chile expands housing subsidy to include more expensive homes
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The Ministry of Housing and Urban Development (Minvu) in Chile launched a new category of the DS1 subsidy to help middle-class families purchase homes.
This change increases the maximum price of eligible properties and removes the requirement for applicants to have held their savings accounts for at least 12 months. The subsidy amount varies by region, ranging from 400 UF to 550 UF.
Families can use the benefit to buy new or used homes priced up to 4,000 UF in the Metropolitan Region and from Coquimbo to Los Lagos, or up to 4,500 UF in northern and southern regions like Arica and Parinacota and Magallanes. To qualify, applicants must be at least 18 years old, appear on the Social Household Registry, and demonstrate the ability to secure a mortgage. People must have at least 200 UF in savings by October 30, 2026.
The government will also offer 2,500 special spots for current subsidy holders to switch to this new category.
